ACA IN TROUBLE!

What could happen to you if the ACA is repealed?

• Your insurance company could charge you more because you have pre-existing conditions.

• Your insurance company can deny coverage because you have pre-existing conditions: This includes things like diabetes, cerebral palsy, stroke, Alzheimer’s, kidney disease, muscular dystrophy, spinal cord injuries, etc.

• Habilitation services and rehabilitation services may no longer be covered.

• Your insurance company can put lifetime coverage caps in place, after you reach a certain amount of money spent.

• You could lose “essential health benefits” like coverage for therapy services or medical devices: This includes things like wheel chairs, oxygen equipment, blood testing strips for diabetes, etc.

• Your insurance may charge extra for additional coverages that are currently protected under the ACA: This includes things like ambulance rides and therapy services.

• Your insurance may charge extra if you are over 50.

• You could lose ACA protections that prevent discrimination due to race, color, national origin, sexual identity and gender, age, or disability.

• Your children could lose coverage that provides important, necessary care more often: This includes things like oral health, screens for diseases and sickness, etc.

• You could pay more money for prescription drugs that you need to live than you are currently paying under the ACA.

• Hospitals and doctor offices near you could close, leading to less options for care

• If you, or a loved one, have serious medical complications, your Medicaid doesn’t have to go back in time and cover you retroactively for your entire hospital stay: This could include things like hospital bills and therapy services costs.

• You could lose the number of choices you have for seeing doctors and appointment times.

• You could lose access your OB-GYN without a referral, leading to longer wait times and the cost of paying for two doctors, when you only need one.

• Your insurance could deny coverage for important and necessary preventative services: This includes immunizations for your kids and yourself, screenings for sicknesses, mammograms, newborn screenings, and more.

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